Extra licence needs for payday loan providers

Extra licence needs for payday loan providers

Payday loan provider organizations must show an indicator regarding cash administration support and financial obligation counselling, noticeable during the premises entryway.

Payday loan providers must conform to the Fair Trading that is provincial Act.


In the event your company provides pawnbroker solutions, it should be situated at the least 400 metres from any current pawnbroker. It should additionally meet with the after guidelines of the pawnbroker licence.

A pawnbroker should never:

  • Keep on the company of the dealer that is second-hand exactly the same premises.
  • Aquire property that is personal any supply other than as a safety for pledge or pawn to resale later on.
  • Aquire individual home for a pledge or pawn at a spot except that the pawnbroker’s premises.

Think about your approvals that are required

When you make an application for your organization licence, outstanding approvals must certanly be finished prior to the company licence is given.

A small business licence typically have numerous licence kinds associated with it. Below is a chart of all associated licence kinds that are categorized as this business task. In case the company requires numerous licence kinds, approval procedures are merely produced once per licence. For instance, just one fire assessment is needed even when numerous licence kinds need that assessment.

Needed approvals

Licence Type Land use Police Fire wellness Provincial AMVIC ID card
car Dealer – Premises needed forced Required Not required not necessary needed not necessary
Payday Lender forced Required Required Not required needed not essential not essential
Pawnbroker forced Required Required perhaps Not required Not required not essential not necessary
Retail Dealer – Premises needed Not required needed not essential Not required not necessary not necessary
Secondhand Dealer Required Required Required not essential not necessary not necessary not essential

​Land use approval​

All organizations in Calgary require land usage approval. Each room in a building features its own specified, approved use that cannot be changed with no approval, allow or both.

To look at the uses that are allowable a land usage district, make reference to the Land utilize Bylaw. To look for the land usage district of a house, see myProperty.

You may relate to Commercial, industrial and mulit-residential to learn more, or contact our Planning Services Centre at 403-268-5311 to research land usage approval for the company.​​

Calgary Police Services approval

This licence kind calls for suggestion by the Calgary Police provider through the authorities Suggestions Checks unit. Approval is finished because of the Calgary Police Service and is initiated for you throughout your company licence application. Please be aware that previous authorities checks is not utilized as an alternative because of this approval procedure.

You need to offer two bits of legitimate, federal federal government issued recognition, certainly one of which must include picture recognition (ID).

It is possible to show your ID:

Please reference your Business ID (BID) into the e-mail or fax.

Please be aware: for licenses needing a statutory declaration or A city-issued id card, proof recognition needs to be shown in individual.

This approval generally takes about a couple of weeks.

Appropriate types of federal federal federal government issued photo recognition include:

  • driver’s permit
  • passport
  • Alberta picture recognition card (released through registry workplaces)
  • firearms license
  • Nexus card
  • permanent resident card
  • Secure certification of Indian Status card (federally granted)
  • aviation document booklet
  • certified refugee security claimant document

(For youth involving the ages of 12 to fifteen years of age whom cannot offer some of the listed picture recognition options, a pupil picture ID would be considered).

Appropriate kinds of federal federal government issued recognition consist of:

  • provincial medical care card
  • delivery certification
  • wedding certification
  • immigration paperwork (includes document that is valid by Immigration and citizenship Canada)
  • citizenship card
  • citizenship certification


Fire Prevention Bureau approval

Many companies that run from commercial premises need an assessment through the Fire Prevention Bureau ahead of the licence may be given. Nevertheless, if a company licence is actually for just one, or any combination, associated with fire-risk that is low kinds, it loan solo payment plan may be given only if the Fire approval is outstanding. Minimal fire-risk companies will demand to obtain the fire assessment within thirty day period of the licence being given.

Before you decide to book your assessment, you should be prepared for company, which means:

  • Candidates needs to be in control associated with the space/site
  • The company is preparing to provide clients ( ag e.g. racks are stocked and fixtures come in spot)

To book your assessment, you must contact 311 with your online business recognition (BID) number request a Fire Inspection for Business Licence. Normally it takes as much as five company times for the inspector to see the room, consequently you ought to phone one week just before being prepared for company. Look at Fire Department company Licence Checklist to see just what is necessary for the examination.

The Fire Prevention Bureau will inform the Licence Division utilizing the link between the examination.

This examination needs to be done because of the Fire Prevention Bureau inspectors. This approval is with in addition to virtually any examination carried out by the firefighting division, including the occupancy assessment finished on your own building permit.​​​​

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